Home Future payments HTLF’s Trade Card Program Ranked by Nilson Report for

HTLF’s Trade Card Program Ranked by Nilson Report for


DUBUQUE, Iowa, July 14 12, 2022 (GLOBE NEWSWIRE) — Heartland Financial USA, Inc. (NASDAQ: HTLF), operating under the HTLF brand, continues to show consistent strength in the commercial payments space. Nilson Report ranked HTLF among the top commercial credit card issuers in the United States for the seventh consecutive year.

HTLF saw a 48% increase in purchase volume growth and ranked 31st overall among acquisition and fleet card issuers, an improvement from 36th in 2020.

Nilson Report The ranking reflects HTLF’s innovative approach to digital technology products and provides excellent customer education and experience.

“Companies can improve cash flow, manage expenses and reduce payment fraud by partnering with HTLF. We help companies define and implement a comprehensive payment strategy,” said Nicole Dews, Director of Treasury and Payment Solutions at HTLF.

“With our suite of payment solutions including in-app payments, virtual cards and contactless cards, HTLF and our banks are helping customers streamline their AP process, optimize working capital and create a recurring revenue stream. .”

Also this year, HTLF was again recognized by Forbes as one of “America’s Best Banks”, earning our highest ranking to date of #28 among a national group of 100 leading banking organizations with assets ranging from $9 billion to over $2 trillion dollars.

For 50 years, Nilson Report has been a respected source of payment industry news and market intelligence. nilson analyzes and reports on the performance of hundreds of credit, debit and prepaid card issuers, transaction acquirers and technology providers with an unbiased perspective.

About HTLF

Heartland Financial USA, Inc., trading as HTLF, is a financial services company with assets of $19.2 billion. HTLF banks serve communities in Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Montana, New Mexico, Texas and Wisconsin. HTLF is committed to its core business, supported by a strong retail business, and provides a diverse range of financial services including cash management, wealth management, investments and residential mortgages. Additional information is available at www.htlf.com

Safe Harbor Statement
This release, as well as future oral and written statements by Heartland and its management, may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding financial condition, results of operations, plans, , future performance and activities of Heartland. . Although these forward-looking statements are based on the beliefs, expectations and assumptions of Heartland’s management, there are a number of factors, many of which are beyond management’s control or ability to predict, that could cause that actual results differ materially from those in its forward-looking statements. These factors, which are detailed in the risk factors included in Heartland’s Annual Report on Form 10-K filed with the Securities and Exchange Commission, include, among others: (i) the strength of the local and national economy; (ii) the economic impact of past and future terrorist threats and attacks and any acts of war; (iii) changes in state and federal governmental laws, regulations and policies regarding the Company’s general business; (iv) changes in interest rates and prepayment rates of the Company’s assets; (v) increased competition in the financial services industry and inability to attract new customers; (vi) the evolution of technology and the ability to develop and maintain secure and reliable electronic systems; (vii) loss of officers or key employees; (viii) changes in consumer spending; (ix) unexpected results of acquisitions; (x) unexpected results of existing or new litigation involving the Company; and (xi) changes in accounting policies and practices. All statements in this release, including forward-looking statements, speak only as of the date they are made, and Heartland undertakes no obligation to update any statement in light of new information or future events.